You and your dependants are each covered at 100% (Enhanced) or 70% (Core) up to the Government of Alberta’s daily rate for a semi-private hospital room within Canada. Private rooms will be covered up to the semi-private room rate.

Requirement(s): 

• Service must be from an institution regarded as an accredited hospital. To be recognized as a hospital, the institution must:
  • be accredited as a hospital by the Canadian Council on Hospital Accreditation,
  • be approved for resident in-patient care under a provincial hospital services program,
  • be primarily engaged in the in-patient medical care and treatment of sick and injured persons,
  • provide medical, diagnostic and major surgical facilities, and
  • provide 24-hour-a-day nursing service.

Exclusion(s): 

• Services from an institution not regarded as an accredited hospital, including:
• An institution which is primarily a home for the aged, rest home or nursing home,
• A facility solely dedicated to addiction treatment,
• A facility that operates under the Mental Health Act, and
• An institution operating primarily as a school or furnishing custodial care (e.g. auxiliary hospital, palliative care or respite room).